What to ask a banker

Q: What questions do I ask when meeting with a banker?

A: Here are some suggestions:

1. Have you worked with other chiropractors or other health care providers?
2. How many commercial loans do you do a month?

3. Do you work with SBA guarantees? How many SBA loans do you do a month?

4. Wil you require a co-signer?

5. What services do you provide to borrowers? Of these services, which are given ‘free’ – for example, free checking? Do you provide credit/debit card processing services?

6. How long does the funding process take? How soon do you disburse funds after the loan is “approved”?

I’m sure you can think of others, too. Let me know what other questions you think you should ask a banker.